{"id":1272,"date":"2025-12-12T17:29:49","date_gmt":"2025-12-12T09:29:49","guid":{"rendered":"https:\/\/mdcapitalbhd.com\/?page_id=1272"},"modified":"2026-06-04T04:43:49","modified_gmt":"2026-06-03T20:43:49","slug":"personal-loan-3","status":"publish","type":"page","link":"https:\/\/mdcapitalbhd.com\/bm\/personal-loan-3\/","title":{"rendered":"PREMIER LOAN"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1272\" class=\"elementor elementor-1272\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-39fa0a4e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"39fa0a4e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-62a84ef9\" data-id=\"62a84ef9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e37a50e elementor-widget elementor-widget-heading\" data-id=\"e37a50e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 18-06-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">PINJAMAN PREMIER MD<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-39ae5574 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"39ae5574\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-ae51647\" data-id=\"ae51647\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3920319b elementor-widget elementor-widget-heading\" data-id=\"3920319b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mengapa Anda Memilih Kami?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1263cd50 elementor-widget elementor-widget-text-editor\" data-id=\"1263cd50\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 18-06-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<ul><li>Licensed by KPKT (Akta 400) \u2014 regulated, transparent, accountable<\/li><li>No hidden charges \u2014 all fees disclosed upfront in the Product Disclosure Sheet<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a244cdb elementor-widget elementor-widget-heading\" data-id=\"7a244cdb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ciri ciri produk<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cde31ae elementor-widget elementor-widget-text-editor\" data-id=\"6cde31ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Licensed by KPKT under the Moneylenders Act 1951 (Akta 400) \u2014 regulated, transparent, and accountable<\/li><li>No hidden charges \u2014 all fees disclosed upfront in the Product Disclosure Sheet<\/li><li>Financing from RM 5,000 to RM 100,000<\/li><li>Debt service ratio (DSR): up to 70% of net income<\/li><li>Disbursement within 48 hours of full document submission and approval<\/li><li>Loan Tenure Available from 12 to 60 Months<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b42ba2e elementor-widget elementor-widget-heading\" data-id=\"5b42ba2e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kriteria kelayakan <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed1271 elementor-widget elementor-widget-text-editor\" data-id=\"ed1271\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Gross income of RM 4500 and above<\/li><li>Umur pemohon antara 21 hingga 60 tahun<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4755d638 elementor-widget elementor-widget-heading\" data-id=\"4755d638\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dokumen yang diperlukan<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7be10626 elementor-widget elementor-widget-text-editor\" data-id=\"7be10626\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Salinan Kad pengenalan kedua-dua belah<\/li><li>Penyata Gaji 3 Bulan Terbaru<\/li><li>Penyata bank 3 bulan terkini<\/li><li>Penyata KWSP terkini<\/li><li>Bil Utiliti terkini<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2f7993 elementor-widget elementor-widget-heading\" data-id=\"b2f7993\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Caj<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-277e2d9a elementor-widget elementor-widget-text-editor\" data-id=\"277e2d9a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Duti Setem:<\/strong><\/p><ul><li>0.5% of the loan amount Governed by the Stamp Act 1949. Mandatory on all<br \/>loan agreements. Example: RM100,000 loan = RM500 stamp duty<\/li><li>Up to RM1,000 (maximum) \u2013 Covers legal documentation and disbursement costs<\/li><li>Deducted from disbursement upon approval<\/li><\/ul><p>\u00a0<\/p><p><strong>Legal Fee\/Disbursement Fee:<br \/><\/strong>Maximum RM 1,000 for loans up to RM 100,000.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02f52e5 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"02f52e5\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mdcapitalbhd.com\/wp-content\/uploads\/2026\/05\/MDCapital.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Borang Permohonan Pinjaman MD Premier<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7326cd04 elementor-widget elementor-widget-text-editor\" data-id=\"7326cd04\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Sila klik pautan di bawah:<\/p><p><a href=\"https:\/\/mdcapitalbhd.com\/wp-content\/uploads\/2023\/05\/Product-Disclosure-Sheet-MD-Personal-Financing-30th-May.pdf\" target=\"_blank\" rel=\"noopener\"><strong><u>Lembaran Pendedahan Produk<\/u><\/strong><\/a><\/p><p><span style=\"text-decoration: underline;\"><strong><a href=\"https:\/\/mdcapitalbhd.com\/wp-content\/uploads\/2023\/05\/TC-Latest-.pdf\">Terms and Conditions<\/a><\/strong><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-799df8b5\" data-id=\"799df8b5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c696c52 elementor-widget elementor-widget-shortcode\" data-id=\"c696c52\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67e84c0 elementor-widget elementor-widget-text-editor\" data-id=\"67e84c0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/mdcapitalbhd.com\/bm\/repayment-table\/\"><strong>Klik di sini untuk melihat jadual pembayaran balik<\/strong><\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>MD PREMIER LOAN Why you should choose us? Licensed by KPKT (Akta 400) \u2014 regulated, transparent, accountable No hidden charges \u2014 all fees disclosed upfront in the Product Disclosure Sheet Product Features Licensed by KPKT under the Moneylenders Act 1951 (Akta 400) \u2014 regulated, transparent, and accountable No hidden charges \u2014 all fees disclosed upfront [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1272","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mdcapitalbhd.com\/bm\/wp-json\/wp\/v2\/pages\/1272","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mdcapitalbhd.com\/bm\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mdcapitalbhd.com\/bm\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mdcapitalbhd.com\/bm\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mdcapitalbhd.com\/bm\/wp-json\/wp\/v2\/comments?post=1272"}],"version-history":[{"count":56,"href":"https:\/\/mdcapitalbhd.com\/bm\/wp-json\/wp\/v2\/pages\/1272\/revisions"}],"predecessor-version":[{"id":1568,"href":"https:\/\/mdcapitalbhd.com\/bm\/wp-json\/wp\/v2\/pages\/1272\/revisions\/1568"}],"wp:attachment":[{"href":"https:\/\/mdcapitalbhd.com\/bm\/wp-json\/wp\/v2\/media?parent=1272"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}