PINJAMAN PREMIER MD
Mengapa Anda Memilih Kami?
- Licensed by KPKT (Akta 400) — regulated, transparent, accountable
- No hidden charges — all fees disclosed upfront in the Product Disclosure Sheet
Ciri ciri produk
- Licensed by KPKT under the Moneylenders Act 1951 (Akta 400) — regulated, transparent, and accountable
- No hidden charges — all fees disclosed upfront in the Product Disclosure Sheet
- Financing from RM 5,000 to RM 100,000
- Debt service ratio (DSR): up to 70% of net income
- Disbursement within 48 hours of full document submission and approval
- Loan Tenure Available from 12 to 60 Months
Kriteria kelayakan
- Gross income of RM 4500 and above
- Umur pemohon antara 21 hingga 60 tahun
Dokumen yang diperlukan
- Salinan Kad pengenalan kedua-dua belah
- Penyata Gaji 3 Bulan Terbaru
- Penyata bank 3 bulan terkini
- Penyata KWSP terkini
- Bil Utiliti terkini
Caj
Duti Setem:
- 0.5% of the loan amount Governed by the Stamp Act 1949. Mandatory on all
loan agreements. Example: RM100,000 loan = RM500 stamp duty - Up to RM1,000 (maximum) – Covers legal documentation and disbursement costs
- Deducted from disbursement upon approval
Legal Fee/Disbursement Fee:
Maximum RM 1,000 for loans up to RM 100,000.